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Sample Sidebar Module

This is a sample module published to the sidebar_bottom position, using the -sidebar module class suffix. There is also a sidebar_top position below the search.

COVID-19 UPDATE

For updated information regarding the COVID-19, please click the links below:

Canada: https://www.canada.ca/en/public-health/services/diseases/2019-novel-coronavirus-infection.html

Manitoba: https://www.gov.mb.ca/covid19/index.html

MORE UPDATES HERE

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FIVE R’s OF RETIREMENT

  1. Education professionals understand the three R’s, says Dave Bernard. He’s the author of the books / Want to Retire and Navigating the Retirement Jungle and suggests five pillars for a happy retirement.
  2. Reward yourself. Don ‘t put pressure. Be as busy or leisurely as you wish. That freedom is its own reward.
  3. Rejuvenate your life. With the pace of work, you can get locked in to certain behaviours and habits. Now’s the chance for a fresh start.
  4. Refocus your energies. You have time for things in life that may not have always received the full attention they deserved - your family, friends and health, not to mention your passions outside work.
  5. Renew your interests. Revisit old pastimes or pick up new ones, whatever engages you.
  6. Respect your limitations. “Tr y not to regret what you can no longer do, but instead rejoice at what you are still capable of,” says Bernard.

Retired Teachers of Ontario www.rto-ero.org

PRE-RETIREMENT CHECKLIST

  1. Attend TRAF retirement seminars.
  2. Contact TRAF directly to receive personal information.
  3. Contact Revenue Canada concerning CPP and OAS to understand how they will affect you.
  4. Attend retirement seminars offered by other institutions such as a bank, investment houses, etc.
  5. Speak to a personal financial advisor on wealth management issues such as Estate planning; tax efficient investing; RRSP’s and RIF’s; legacies to family, institutions, charities.
  6. Speak to a lawyer about: wills, estate, medical power of attorney and living wills, financial power of attorney and legacies.
  7. Research appropriate health, dental, vision, travel care plans for your retirement years.
  8. Practise living on your retirement income for a year. Consider a sabbatical, a deferred salary leave or just a leave.
  9. Become debt free.
  10. Consider creating an emergency/slush fund.
  11. Consider planning for major purchases such as; a winter/summer home; a new vehicle; investment property; further education.
  12. Consult medical doctors about physical and mental health. Have a good understanding of your situation and life expectancy and probable quality of life.
  13. Talk to other retirees, especially those whose lifestyle you would like to have.
  14. Consider long term plans for self, spouse and dependents for housing, medical care, social interaction, spiritual care, physical activity, etc.
  15. Consider looking for a part-time job to fill your time and help with major purchases. Will you stay in the same field of work or look for something new? You will need to update your resume and complete a new criminal record check if it is required for your new employment.
  16. Talk to family about end of life issues; living wills, doctor assisted death; funerals or last wishes for remains; safety deposit box key location; financial information; institutions used, passwords, location of records and legal documents; doctors; how to deal with your electronic files.
  17. Consider the unpleasant what ifs; disability or loss of partner and necessary moves as you age; loss of mobility.
  18. Coordinate/plan your retirement with your partner’s retirement.

Courtesy of TARE, Thompson Association of Retired Educators

 

RESOURCES

  • Retired Teachers’ Association of Manitoba rtam.mb.ca
  • Canadian Association of Retired Teachers acer-cart.org
  • Teachers’ Retirement Allowances Fund traf.mb.ca
  • Department Test Supervisors - employment opportunities for retired teachers.
  • edu.gov.mb.ca
  • Canada Pension Plan (CPP) and Old Age Security (OAS) c nada.ca
  • Manitoba Seniors’ and Healthy ging Secretariat gov.mb.ca
  • Nicenet - National Initiative for the Care of the Elderly nicenet.ca
  • Creative Retirement Manitoba crm.mb.ca
  • Travel Canada - official site of the Canadian Tourism Commission.
  • caen-keepexploring.canada.travel
  • Work Overseas - Canadian Bureau for International Education. cbie.ca
  • Zoomer Magazine - target audience 45+ everyt hingzoomer.com
  • Good Times Magazine - Canada’s magazine for successful retirement.
  • goodtimes.ca
  • The Canadian Association of Retired Persons (CARP) carp.ca

 

The Retired Teachers’ Association of Manitoba does not provide tax, legal, accounting, health, lifestyle or any other form of advice.  All material and information offered on the RTAM website is for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal, accounting, health, lifestyle or any other form of advice.  Readers should consult appropriate professionals to determine what may be best for their individual needs.